While we’re searching for a house, Josh isn’t using anything related to my credit on applications. Why? Because I have such bad credit. I need to definitely do some bad credit repair, but I’m unsure on where to look.
I’m thinking of looking into credit repair services to see if that would help. Even if I’m not working, maybe two people on the loan application would help things out. Having bad credit can be worse than having no credit. It seems to be easier to fix the no credit situation than to repair bad credit.
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